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FIIs were net sellers in equity till October 2018and in the last two months were net buyers amid softeningcrude oil prices and rupee recovery.On the domestic front liquidity issues in the NBFC sectoradversely impacted the flows into financial markets and theperformance of equity markets in particular. Fundraisingthrough equity slowed down substantially during the yearspecifically Q3 FY2019 resulting in 77% year on year declinein equity fundraising.On the secondary market front, barring frontline equityindices such as NIFTY and SENSEX which witnessed growthin concentrated set of scrips, most of the broader indicesended 2018 in deep red, for example, the NIFTY Mid Cap 100and NIFTY Small Cap 100 were down by 15% and 29%respectively. Mutual funds had assets under management upby 8% at Rs 22.9 trillion as on December 31, 2018 on year on yearbasis from Rs 21.3 trillion as on December 31, 2017,assisted largely by consistent increase in SIP flows and robustparticipation of retail investors despite volatile market.Two significant regulatory changes in the form of restrictionon saving of Aadhaar data and disallowing payment ofupfront mutual fund commission to distributors impacted ourbusiness: The first impacted our digital client acquisitionwhereas the latter had significant impact on our mutual fundAs a fundamental India growth continues, we believe that thestructural opportunity in the financial savings market remainsattractive while factors such as global trade protectionism, oilprice volatility, etc., might have a short term impact..

Things that cause stress such as messy places can make things worse. Having an organized surroundings and having enough sleep will help in stopping tiredness. People use their energy a lot when working. Producing a message with a quality offer or an incentive for pass along is what viral marketing is all about. Just suggesting that e mail recipients forward your message to their friends and relatives is not viral marketing. A message at the bottom of your e mail that reads “Feel free to forward this message to a friend” is nowhere close to viral marketing at its best..

When you decide to train your body and your mind to reach a higher state of harmony, you will start noticing that you are able to deal with people a lot more and you are no longer going to be worrying about trivial things that would usually get you stressed out and feeling worried about certain things. When you are able to relax and enjoy life at a completely different level, you will be more productive, your health will improve and your general approach to life will also be completely different. Always think about the kind of results that you are looking for in your life.

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